Dental Savings Plan

Frequently Asked Questions

Is the Dental Plan the same as dental insurance?
Our plan is different from an insurance plan. When you enroll in the Dental Savings Plan, you will receive a discount for all dental treatment. The only thing you have to pay is an annual enrollment fee to cover your checkups. X-rays are even included!

How long am I enrolled?
The Dental Savings Plan expires 1 year after activation. You will be awarded a 5% DISCOUNT on your plan for agreeing to auto-renew at the time of enrollment. Plan costs and member discounts are subject to change at each renewal. Join now to start saving!

How do I enroll?
It's easy to sign up for the Dental Savings Plan. There is no approval needed and you can begin treatment today! Simply ask our patient coordinators to assist you in enrolling in our program.

This membership plan is an alternative to dental insurance. For those who have dental insurance and for those who have chosen against dental insurance, you know how expensive it is. You also have likely realized its limitations. Deductibles, yearly maximums, pre authorizations, denied coverage, waiting periods, copays, premiums, etc… These terms can be confusing and you may be frustrated. We feel the same way. That is why we have developed our own Dental Savings Plan.

Our dental savings plan may be YOUR answer to quality dental care at a more affordable price. 

Our Plan Includes

Diagnostics and X-Rays
  • 1 comprehensive exam
  • 1 annual exam
  • 4 Bitewing X-rays (1 per year)
  • 1 Complete Series X-ray of Panorex
  • 1 CT 3D image scan

  • 2 child prophylaxis
  • 2 adult prophylaxis
  • 2 fluoride treatments
  • 2 oral cancer screenings
  • 20% OFF additional cleanings per year
  • 20% OFF dental sealants
River Oaks Dental's Dental Savings Plan is designed to provide greater access to quality dental care at an affordable price. There are:
  • NO yearly maximums
  • NO deductibles
  • NO claim forms
  • NO pre-authorization requirements
  • NO denials of coverage
  • NO waiting periods
Please review our program guidelines.
  • Patient's portion of the bill is due the date of service
  • There will be a $50 reinstatement fee if the plan lapses
  • Cannot be used in conjunction with other dental insurances of financing programs such as Care Credit
  • No refunds of premiums will be issued at any time if benefits aren't utilized

Top-Quality Care at a Discounted Price

10% OFF
  • Dentures
  • Partials
  • Implants
  • Crowns
  • Veneers
  • Periodontics

15% OFF
  • All fillings
  • Oral surgery
  • Root canals

Dental Savings Plan Benefit Premiums

  • Single: $299 per year (45% savings off our normal fees)
  • 2 members: $575 per year (45% savings off our normal fees)
  • Family (3): $752 per year (50% savings off our normal fees)
  • Family (4): $917 per year (57% savings off our normal fees)
  • Each additional: $110 per year
Call 218-927-3785
to Schedule Your Appointment!
Locally and Family-Owned and Operated

Serving the Area for Over 40 Years

Members of:
American Dental Association
American Academy of Implant Dentistry
Academy of Laser Dentistry
Minnesota Dental Association
ADA Health History Financial Policy Notice of Privacy Practices Patient Insurance Information Records Release Authorization River Oaks Dental Sign sheet Savings Plan Application
Share by: